Legal
Terms of use
Last updated 30 July 2026
These terms govern your use of this website. The section that matters most is the second one: nothing on this site is professional advice, and reading it does not make you our client.
These terms
This website is operated by Fortunum & Bay Co. Ltd. By using it you accept these terms. If you do not accept them, please do not use the site.
Nothing here is professional advice
This is the most important term on the page. Fortunum & Bay provides consultancy, advisory and risk management, sustainability, and technology services under written engagement agreements. Nothing on this website is advice, and nothing on it creates a client relationship.
The descriptions of what our divisions do are a summary of the kinds of work we take on. They are not a recommendation, an opinion, or an assessment of your circumstances, and you should not act on them without engaging us or another qualified adviser. We accept no responsibility for anything done or not done on the basis of this site alone.
Using the site
You may read this site and share links to it. You may not use it unlawfully, attempt to gain unauthorised access to it, interfere with its operation, or use the enquiry form to send unsolicited commercial messages.
Our content
The text, design, logo and name of Fortunum & Bay on this site belong to us or are used with permission. You may not reproduce them commercially, or present them as your own, without our written agreement. Photography and film on this site are licensed from third parties and are illustrative; they do not depict our own premises, personnel or projects unless a caption says so.
Accuracy
We take care to keep this site accurate and current, but we do not warrant that it is free of error or that it will always be available. We may change or withdraw any part of it at any time without notice.
Other websites
Where we link to another organisation's website, we do so for convenience. We do not control those sites and are not responsible for their content or their handling of your information.
Liability
To the extent the law allows, we are not liable for any loss of profit, loss of business, or indirect or consequential loss arising from your use of this website. Nothing in these terms limits our liability for fraud, or for anything else that cannot lawfully be limited.
Governing law
These terms are governed by the laws of the Republic of Ghana, and the courts of Ghana have jurisdiction over any dispute arising from them.
Changes
We may update these terms. The date at the top of this page shows when they last changed.